Domestic Charges:
1.ATM Charges - INR 24.78 (21+GST (18%))
2.Balance enquiry charges - 11.8 (10+GST (18%)) irrespective of banks
3.IRCTC - 1.8% + Taxes
4. Fuel - 1% - 3% (depends on merchant) avg 1.18%+GST
5.To add money in Paytm - 2.07% (charged by merchant)
International Charges:
1.2.36% Markup cost on international transactions (All channels)
2. Balance enquiry: INR 30
3.ATM transaction fees: INR 360 (markup cost - 2.36% will be included in main transaction)